EVALUATION METHODOLOGY
TRANSPARENCY IN ANALYTICS. OUR ALGORITHMIC APPROACH TO RISK SCORING.
1. The Scoring Matrix (0-100)
Every entity in our registry is assigned a raw score from 0 to 100 based on a weighted average of four key verticals. This score is recalculated quarterly based on public filings, court records, and on-site verification.
| Vertical | Weight | Description |
|---|---|---|
| Financial Solvency | 40% | Liquidity ratios, debt-to-equity, and bond maturity profiles. |
| Delivery Track Record | 30% | Historical analysis of "Promise vs. Delivery" dates over the last 10 years. |
| Legal Standing | 20% | Active litigation, regulatory fines, and land title disputes. |
| Market Sentiment | 10% | Brand equity and secondary market resale performance. |
2. Rating Scale Definitions
AAA - A
Low RiskInvestment grade entities. Proven ability to meet financial obligations and delivery timelines even in adverse market conditions.
BBB - B
Moderate RiskGenerally stable but exposed to specific headwinds (e.g., high leverage, geographic concentration). Due diligence recommended.
CCC - D
High RiskSpeculative grade or distressed. High probability of default, significant delivery delays, or active insolvency proceedings.